877-477- SOLD                   850-556-6694    
                                     (7653)

FINANCIAL  CONSULTING  SERVICES  GROUP

Parent Company of  :

LAND  LOTS  AND  HOMES .com  - www.LandLotsandHomes.com   LLC

REU - REAL ESTATE UNIVERSITY

SENIOR HOME EQUITY SOLUTIONS - SHES -  www.ReverseYourWayHome.com 

Providing you such services as :

MORTGAGES AND REVERSE MORTGAGES
REAL ESTATE IRA's AND 401k's
REAL ESTATE 1031 TRANSFERS
BUYERS AGENTS
SELLERS AGENTS
NEW CONSTRUCTION
PROPERTY MANAGEMENT
LAND AND LOTS
LISTING  or  AUCTION
COMMERCIAL / BUSINESS BROKERAGE
CONSULTING / LIMITED SERVICE
INCOME AND INVESTMENT PROPERTY

IF YOU ARE AN OWNER OR RENTER WITH LAND LOTS AND HOMES.COM  LLC PROPERTY MGMT. DIVISION - WE HAVE A NEW WEBSITE FOR ONLINE CONTACT DIRECT TO OUR LEASING OFFICE for requests, comments, rental info., maintenance requests, questions, issues, billing questions, vacancy, pricing assistance programs,  availabilty of units etc.

CLICK ON CONTACT US AND FILL IN YOUR INFO ON THE BELOW SITE

www.landlotsandhomes.managebuilding.com

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We are members of the Tallahassee Board of Realtors and Wakulla Realtors Council, Captial City Chapter of the Florida Assoc. of Mortgage Brokers , Seniors Real Estate Specialist Council, Wakulla Chamber of Commerce, Association of Chartered Senior Financial Planners, National Reverse Mortgage Lenders Association, Florida Associaton of Mortgage Brokers, Florida Association of Realtors, National Association of Realtors, National Association of Mortgage Brokers
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We are active in our area with charities and organizations,  Moose Lodge, Optimist Club, Chamber of Commerce, Mentoring FSU Real Estate Students thru AKPsi Professional Business Fraternity

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Our Broker has a Masters Degree in Finance - Is a FL. Licensed  Real Estate Instuctor And Adjunct Professor at  Various Local Colleges . He is also a FL. Licensed Mortgage and Insurance Broker. A Certified Senior Advisor and Chartered Senior Financial Planner  , Seniors Real Estate Specialist and  Reverse Mortgage Specialist. We are also licensed to Broker Mortgages , Reverse Mortgages and Real Estate IRA's and Insurance thru Financial Consulting Services, to better serve our clients needs.

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A Reverse  Mortgage Can Turn Your Home Equity into a Paycheck

A Reverse Mortgage or Reverse Home Mortgage is a great financial product for seniors to use in their retirement plan.

When looking for ways to get cash from their home, most people consider selling their house or borrowing against their home equity and making monthly loan repayments on a home equity loan.

With a reverse home mortgage, you get all the benefits of selling your house and all the benefits of getting a home equity loan - but you can still live in and retain ownership of your home and you don’t have to pay back the loan. No matter how you structure a reverse mortgage, you typically don't pay anything back until you die, sell your home, or permanently move out. And, your ability to secure a reverse mortgage is not dependent on your credit history, income level, health or any other factors that might make a home equity loan expensive or problematic.

By converting your home equity into income, a reverse mortgage is a way to stay in your home and get cash to use for any purpose. There are no restrictions on how you can use money from a reverse mortgage.

So, what is the catch? To many, a reverse home mortgage sounds too good to be true. The only big disadvantage of a reverse mortgage is the high closing cost - which is only problematic if you plan to stay in your home for a short period of time. Generally speaking, if you don’t think that you will remain in the house for longer than another five years, a reverse mortgage might not be the most financially advantageous retirement income planning strategy.

To be eligible for most Reverse Mortgages, you must own and reside in your home and be a senior 62 years of age or older. (In most cases second homes, apartment buildings and homes less than a year old are not eligible for a reverse mortgage.)